Universal Professional Disclosure

Marketing & Educational Services

MLN Wealth & Tax Planning, Inc. serves as the marketing and educational platform through which general information, educational materials, and resources are provided.

MLN Wealth & Tax Planning, Inc. does not provide investment advisory services and does not offer or manage securities or investment accounts.

Investment Advisory Services

Investment advisory services are offered through Michael Niemczyk & Associates and Capital Advisor Network, LLC, a registered investment adviser.

Michael Niemczyk acts as an investment adviser representative (IAR) of Capital Advisor Network, LLC. Michael Niemczyk & Associates and Capital Advisor Network, LLC are independent and non-affiliated entities.

Advisory services are provided only pursuant to a written advisory agreement and applicable disclosures, including Form ADV and Form CRS.

Insurance and Annuity Products

Insurance and annuity products are offered through MLN Wealth & Tax Planning, Inc., acting as a licensed insurance producer.

Insurance and annuity products:

  • Are not securities
  • Are not investment advisory products

Compensation for insurance and annuity products may include commissions paid on an annual basis from the issuing insurance company.

Role Distinction

Investment advisory services, insurance products, and educational content are offered under separate regulatory frameworks, agreements, and compensation structures.

No investment advisory or insurance relationship is established unless confirmed in writing through applicable agreements and disclosures.

Educational Content

Information provided through this website, including videos, articles, classes, publications, and other materials, is for educational and informational purposes only and does not constitute individualized investment, insurance, annuity, tax, or legal advice.

Risk Disclosure

Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results.

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